Xignite Named on the Forbes Fintech 50

December 9, 2015

This story appears in the December 28, 2015 issue of Forbes. Subscribe

Forbes Fintech 50Just as Amazon changed the way we shop and Apple AAPL -1.74% reinvented the music biz, digital disruption is going to soon affect every aspect of your money: how you earn it, save it, invest it and spend it. The changes are going to be both revolutionary (soon everyone will manage his or her 401(k) like the smartest Wall Street quant) and mundane (easier, cheaper small business loans), but they are going to happen on a very large scale: The U.S. financial services industry had pretax profits of $281 billion last year, and new technology is threatening every penny of it.

Both venture capitalists and Wall Street are rushing into the space, investing $10.5 billion in fintech startups during the first nine months of 2015, up from $3.9 billion in the same period last year, according to CB Insights. You may not be able to invest alongside them, but you still need to keep close tabs on the 50 companies listed. They are the small firms destined to have a big impact on your financial future and possibly upend your portfolio.

The Fintech 50: The Complete List

To compile our inaugural list of the Forbes Fintech 50, our reporters solicited information from 300 startups and then interviewed more than 150 CEOs and founders, as well as independent industry experts. We required candidates to have operations in the U.S. and a viable product in the marketplace. Our list excludes financial giants like Fidelity, Goldman Sachs and Vanguard ; we have included a handful of startups that have since been acquired by larger concerns as long as they continue to operate independently.

See the complete coverage of fintech and our first list, edited by Janet Novack and Matt Schifrin and reported by Samantha Sharf, Laura Shin, Lauren Gensler and Maggie McGrath.

The Fintech 50: The Complete List

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